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ORPROtect

Modular management liability policy for private companies and not-for-profit organizations

Coverage can be structured to address multiple management liability exposures within a single policy, including D&O and Entity Liability, EPL, Fiduciary Liability, and Crime.

Underwriting Approach

ORPROtect is designed to give brokers flexibility when structuring management liability coverage. Coverage sections can be evaluated based on the organization, risk profile, claims history, limits, retentions, and coverage being placed.

Old Republic Professional can consider a range of placement needs, including financially distressed risks, transactions and restructurings, adverse claims history, challenging industries, wind down situations, and ESOPs.

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Coverage Sections

  • General Terms and Conditions: ORPROtect is built around General Terms and Conditions with separate declarations and one aggregate limit of liability, with a shared limits option.

  • D&O and Entity Liability: Management liability coverage for directors, officers, and organizations.

  • EPL: Employment practices liability coverage for employment-related claims.

  • Fiduciary Liability: Coverage for ERISA and employee benefit plan exposures.

  • Crime: Crime coverage for employee and non-employee-perpetrated fraud and fidelity risks.

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Appetite

 

Capacity

Up to $15M for each coverage

Preferred Classes
  • Energy and Natural Resources

  • Business and Professional Services

  • Manufacturing and Industrials

  • Logistics

  • Wholesale Trade

  • Technology

  • Life Sciences and Biotechnology

  • Construction

  • Private Equity Portfolio Companies

  • Excess for not-for-profits

Creative Underwriting
  • Financially distressed risks

  • Transactions and restructurings

  • Adverse claims history

  • Challenging industries

  • Wind down situations

  • ESOPs

Pass
  • Healthcare providers

  • Governmental entities and municipalities

  • Cryptocurrency

  • Educators

  • D&O for cannabis

Connect With Us

Have a submission or question? If you already work with an Old Republic Professional underwriter, please continue to reach out to your contact directly.

New to Old Republic Professional? Visit our team page to connect with an underwriter.